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How to become a millionaire in New York by giving up a bad habit

'24.02.2023'

Nadezhda Verbitskaya

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Smoking burns a hole in your pocket. Especially in New York where a pack of cigarettes is an average of $12 (more expensive than in any other state of America). If you quit smoking and just save the money you used to spend on cigarettes, you can easily become a millionaire.

Recently WalletHub analyzed how much the average smoker spends in his lifetime on cigarettes and the costs associated with this bad habit.

For the results, WalletHub calculated the potential monetary loss, which includes the cumulative cost of a pack of cigarettes per day over several decades, health care costs, loss of income, and other costs caused by smoking and exposure to secondhand smoke.

For their calculations, they assumed that an adult who smoked one pack of cigarettes a day started smoking at age 21. The average US smoker lives to age 69, which means they are expected to smoke for 48 years.

On the subject: New York state expands smoking ban, now you can get a fine for a cigarette almost everywhere

Thus, WalletHub calculated that the average New York City smoker spends $3 on this bad habit over their lifetime, or $906 per year. That is, quitting smoking will help you save millions for retirement, and also extend your life.

Taking into account direct expenditures on cigarettes alone, a New Yorker spends an average of $4 annually, or $380 over 210 years. Agree, this is also a rather big amount.

In addition, quitting smoking will make your life in the city easier. New York is so tough smoking rulesthat being a smoker is just uncomfortable.

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