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Restaurants in New York massively break the law and take extra money from you: what you need to know about your rights

'22.02.2023'

Olga Derkach

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If you have recently been to a restaurant and seen this, or perhaps did it yourself, then the restaurant has broken the law. This is an additional fee for paying by credit card. New York State restaurants are not allowed to add anything to your bill just because you use your card to pay. The edition told in more detail Wyrk.

“Over the weekend, we went to a couple of restaurants that charged us for using credit cards,” writes the author of the article, and also a victim of a violation of the law. We were charged almost $10 because we paid for dinner with a credit card. This happened several times. I get a bill and there's one more item on it because I'm using my credit card."

Restaurants do this because they have to pay a service fee to credit card companies but don't want to pay it. Instead, they take this money from customers.

On the subject: Eat as much as you want: where to find unlimited restaurants in New York

But if you see a restaurant doing this, it's obviously violating New York state law.

“New York businesses need to display accurate prices. A business may offer a discount if consumers pay in cash, but cannot charge an additional fee at the checkout simply because the consumer uses their credit card,” said Rossana Rosado, who oversees the New York State Division of Consumer Advocacy.

Here are two examples of violations you may encounter:

  • Percentage fee: Tabitha goes to a cafe for lunch. She sees a sign on the menu that says, “If you use a credit or debit card, you will be charged a 5% fee.”
  • Fixed Fee Notice: Kevin goes to his corner store for groceries. A sign at the checkout reads: "$5 fee for paying by credit or debit card."
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