Available to customers of US banks: checking account, saving account, credit account.
Each of the financial institutions establishes its own rules for registering a bank account for foreigners. For example, Bank Of America asks for your full name, date of birth, social security number, US address, phone number, and email. And Wells Fargo will ask you for an ID card or driver's license, social security number.
Citibank
It is one of the world leaders in the banking sector. It operates in over 100 countries around the world. The bank offers a wide range of services for individuals and businesses.
Individuals can open several types of accounts. There is a huge selection of plastic cards: from debit to credit.
To open a personal account with Citibank, you need: foreign and civil passports, CV, proof of income, if available, a TIN or SSN certificate.
On the subject: Phone scammers in the US have learned to fake real numbers of banks and departments: even very cautious users fall for the trick
JPMorgan Chase
For a long time, Chase Bank has been one of the leaders in the US banking sector. It offers a large number of services for individuals: current accounts, deposit accounts, special packages for students and the military. The main condition for opening an account here is personal presence. A representative of a legal entity or a direct owner of a business may be a non-resident. There are no strict citizenship requirements. If someone offers to open an account with JP Morgan Chase Bank remotely, you are dealing with scammers.
For new customers, the bank provides bonuses and special offers. No minimum deposit required. Bank services are available both in branches (there are more than 4500 of them across the country) and online.
Wells Fargo
Wells Fargo is one of the five largest banks in the country. This bank operates in the US and Canada. In addition to checking, deposit and pension savings accounts, it offers loan packages, as well as the opportunity to take out a mortgage. There is an option for remote account management through Internet banking and a mobile application.
A minimum deposit of 500,000 USD/EUR/CHF is required to open an account. At the same time, the amount of the recommended deposit is from 1 million USD/EUR/CHF. You do not need to be in person to open an external wealth management account with Wells Fargo.
Bank of America
One of the largest banks in America provides services for both businesses and individuals. The advantages of having a personal account: making international money transfers with minimal losses, using the services of an American bank and having a postal address, receiving a Visa and MasterCard plastic payment card from one of the Western banks.
To open an account, they ask for full name, date of birth, social security number, address of residence in the United States, phone number and email.
Goldman Sachs Group
It is an American multinational investment bank and financial services company headquartered in New York. Goldman Sachs offers investment banking, asset management and investment services.
The minimum amount to open an account is $1000. The annual maintenance fee will be 0,35%. And for wealthy clients, fees for welfare consultations can exceed 1% of the account balance.
TD Bank
It is currently one of the 10 largest banks in the US. The bank operates on the East Coast, in 15 US states. To open an account, you will need a passport, driver's license, proof of address (rental agreement, local phone number).
