The article has been automatically translated into English by Google Translate from Russian and has not been edited.
Переклад цього матеріалу українською мовою з російської було автоматично здійснено сервісом Google Translate, без подальшого редагування тексту.
Bu məqalə Google Translate servisi vasitəsi ilə avtomatik olaraq rus dilindən azərbaycan dilinə tərcümə olunmuşdur. Bundan sonra mətn redaktə edilməmişdir.

Subsidies and housing discounts for US seniors: how to save on rent if you are a little over 60

'26.09.2022'

Olga Derkach

Subscribe to ForumDaily NewYork on Google News

Housing costs are on the rise, and when you're an older person on a fixed income who may have medical bills and more, housing costs can be prohibitive. It is not uncommon for older adults to find themselves spending the bulk of their retirement savings on rent. What are the options for affordable housing for older people with low income, said the publication ask money.

One option for seniors looking for a home to call their own is to seek help from a housing program. These programs can vary greatly, but they generally provide subsidies or other forms of financial assistance to give older people a place to live without going broke. Different housing programs have different requirements, but if you're struggling to find a roof over your head, chances are good that you qualify for at least some housing program.

Public Housing and the Section 202 Program

If you have a low income and can spend 30% of your income on rent and utilities, you may qualify for community housing. This housing, operated by the U.S. Department of Housing and Urban Development (HUD), is typically located in locations where residents can access better jobs and education, and seniors can use it to remain independent and live in their communities. as long as possible. Although most public housing is located in cities, one in five complexes are in rural areas.

On the subject: Stop Complaining: New York Enters Top 7 US Cities With Wages Growing Faster Than Home Prices

Similar program "Section 202" exists specifically for the elderly. Section 202 housing is for older people who can live on their own but may need help with some daily activities. Residents pay 30% of their income for housing, and the rest of their rent and utilities are covered by subsidies. Additional services such as food, transportation and more are often included in the accommodation.

Accommodation choice voucher program

HUD also operates the Housing Choice Voucher Program (HCVP), formerly known as Section Eight Housing. This program is run through 3300 state, county, and municipality housing agencies to provide rental vouchers for low-income people. Once approved, the applicant finds their own apartment in their area.

The local agency verifies that the property being rented out complies with HCVP guidelines and, if deemed appropriate, the agency signs a contract with the landlord allowing the tenant to live in it. Then that agency also pays a portion of the rent.

Other specialized housing programs

Housing programs also exist for groups that are particularly likely to be poor or homeless.

Native American Program

Native American seniors can contact the Office of Native American Programs, which is responsible for numerous housing and community development programs designed to provide for Indigenous families.

On the subject: How to rent affordable housing in New York: all city programs of discounts and subsidies

Department of Veterans Affairs

Similarly, veterans can turn to the Department of Veterans Affairs (VA) for help with home health care, as well as low-cost mortgages and grants that can be used to purchase, refinance, or renovate their current homes. In both cases, VA provides what older people need to continue living where they already live. However, if all else fails, VA can help veterans find affordable homes.

Local help

There are many housing programs at the local level. Many of these programs exist to support low-income seniors and other high-risk groups, from Americans with disabilities to the homeless. Two Useful Resources for Finding Additional Housing Programs - Websites HUD и USAGov. Both sites have pages dedicated to finding accommodation.

If you don't know where to go for information, or if you need help comparing options, you can contact HUD consultant. These consultants work for the federal government and have information about all the programs offered.

Subscribe to ForumDaily NewYork on Google News
WP2Social Auto Publish Powered By: XYZScripts.com