A 23-year-old man lived in a house in New York and did not pay a mortgage: now he will finally be evicted

Three different owners have tried to kick the 52-year-old man out of his home since Washington Mutual foreclosed him on a 2000 mortgage in 1998. But Guramrit Hanspalu repeatedly managed to avoid eviction. He filled up each of the three owners with lawsuits and, through incredible tricks, twisted the rules of the lawsuit in his favor. Daily Mail.

Now Huntspal, who is 23 years old paid the mortgage for the house in which he lived, will finally be evicted. The judge ruled that the moratorium on evictions due to the COVID-19 pandemic does not apply to him - the man even tried to turn the pandemic in his favor.

Guramrit Hanspal, 52, has lived free of charge in a three-bedroom home in East Meadow on Long Island for over 20 years. An eviction threat finally loomed over him after Nassau County Housing Court judge William Hohauser ruled that Hanspal did not qualify for COVID eviction protection because he was an illegal squatter, not a tenant.

“The protections provided by the COVID eviction moratorium will extend to tenants, but not those without financial obligations,” Hohauser ruled. He added that people who illegally reside in houses and are deprived of the right of foreclosure can be considered tenants with the "tacit consent of the owner", and so they are outright squatters.

The behavior of Hanspal, "who made no payments for decades, led to the cancellation of the eviction protection," the court ruling said.

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This decision was good news for the real estate firm Diamond Ridge. She currently owns the house and has been actively trying to evict Hanspal for several years.

The firm's lawyer, Jordan Katz, said they were "very happy." He added that "we intend to immediately comply with the court order and put an end to the illegal takeover of the house."

Hanspal paid $ 1 in 602 years

Hanspal took out a mortgage on a house at 2468 Kenmore St. for $ 290 in 000. He made just one mortgage payment of $ 1998 and stopped paying.

The Washington Mutual agency divested him of his foreclosure in 2000 and tried to evict the man, but he filed two bankruptcy suits in 2001, two in 2002 and one in 2003. It is unclear how Hanspal was able to file for bankruptcy so many times.

Both sides were still engaged in legal battles over the eviction when Washington Mutual went bankrupt in 2008.

Chase Bank took over the assets of Washington Mutual, including this East Meadow home. He tried to evict Hanspal, but he filed three lawsuits against the bank in the Supreme Court of Nassau.

Hanspalu even tried to pay for the eviction

When Diamond Ridge bought the home from Chase Bank in 2018, the company offered Hanspal $20.000 to leave. He refused the offer, forcing Diamond Ridge to go to court, spending more than $150 in legal fees.

The firm was also forced to pay at least $ 50 in property tax, as it is she who is the official owner of the house, not Hanspal, who took it over.

Hanspal filed counterclaims, changed lawyers - in general, he did everything to delay the consideration of his case as much as possible.

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Then the COVID-19 pandemic broke out, leading to the imposition of a moratorium on evictions in New York. The rule was designed to protect people who have lost their jobs due to the pandemic and cannot afford to pay their rent. Hanstpal tried to use it, but the plan did not work.

The house was put up for sale

Hunstpal continues to live in the home using the “automatic stay” rule of the US Bankruptcy Code. This rule gives the failed debtors a temporary respite from all attempts to collect, prosecute, and repurchase the mortgaged property.

But Diamond Ridge, the winning company, has already put the house up for sale. The house is listed on the Zillow website with a pending status. This means that the seller and the buyer have agreed on a deal, but the sale has not yet been completed. In this case, because Hanspal does not leave home.

The Zillow website lists a price of $ 399.