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Benefit health insurance programs in New York: how to get treatment cheap or free

'05.08.2021'

Nurgul Sultanova-Chetin

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Many US residents are faced with the problem of paying for health care. For New York, this is also relevant. NYC Health + Hospitals offer preferential and free health insurance programs available to all residents of the city - regardless of immigration status.

“No health insurance? Do not worry! We can help you, ”says NYC Health + Hospitals website.

The best way to get affordable health care in New York is to sign up for preferential health insurance. If you are ineligible or unable to afford any of the health insurance benefits, you are eligible for NYC Care or Options, one of the City's financial assistance programs.

How to find out about the affordable insurance options available

Talk to a NYC Health + Hospitals financial advisor to help you and your family get free or low-cost health insurance if you are not eligible. The contacts of such consultants in each borough of New York are collected in the list below.

If you are not eligible for any preferential health plan, cannot afford such coverage, or do not have the money to pay for health care, you may be eligible for one of NYC Health + Hospitals' financial assistance programs.

NYC Care is available to people who are ineligible or unable to afford health insurance coverage and have lived in New York City for six months or more.

On the subject: New York Health Insurance: What Immigrants Need to Know

Options is available to people who are not eligible for or cannot afford health insurance coverage and who live in or visit New York City.

How to apply

NYC Health + Hospitals will ask you to provide information about yourself and your family and how much you earn. This is a reliably protected program, the US immigration authorities do not have access to information in its database. Everyone can take out insurance, regardless of immigration status, they should not fear deportation.

NYC Health + Hospitals also helps non-English speakers talk to doctors and other hospital staff. The company representatives speak many languages, including Albanian, Arabic, Bengali, Chinese, French, Haitian Creole, Hindi, Korean, Polish, Russian, Spanish and Urdu. Translation services are also available.

How much does concessional insurance and medical services cost?

There are many free or low-cost health insurance plans available to New Yorkers. Consultants will help you make your choice. If you are not eligible for health insurance but are eligible for financial assistance, then you should only pay what you can afford. IN the table the site shows the amount you may be asked to pay through one of the city's financial aid programs.

STEP 1: Determine the size of your family (include all adults and children who live with you).

STEP 2: Find the amount you receive for the year in the income columns.

STEP 3: Follow the column down to the bottom graph to see how much you will be asked to pay according to your family size and income for clinic visits, emergency departments, and hospital stays. A visit to a doctor can be as low as $ 0.

If you are billed for medical services while you are waiting for insurance information

If you applied for preferential health insurance, you will not be asked to pay the bill while your application is pending. If you receive a bill, you should contact NYC Health + Hospitals and request a conversation with a financial advisor who will assist you.